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Nonetheless for those who keep within your ARRANGED overdraft limit (even in the event you lengthen your overdraft to do so) this might be cheaper than using a payday loan. You're taking a private mortgage of ₹300,000, for a tenure of three years, provided at an interest rate of 10.5% on a reducing principal and you might be charged a processing fee of two.5% which you'll be able to give immediately on the time of mortgage processing or that it...